Know how much you need to retire, reduce hidden fees and increase overall returns.

We help you to pick the right funds from your employer's 401k, 403b, 457, TSP plans.

Join the 401k millionaire club now!

online 401k retirement planning


Available for Apple and Android devices

What is the problem?


  • People don’t know how much money they need for retirement.

  • 60% of people rely on 401k/403b/457/TSP plans for their retirement but no one helps to invest in right funds.

  • Industry currently charges exorbitant fees for financial planning.

  • DIY tools offered are complicated and time consuming.
Online 401k

1 in 3 Americans have $0 in retirement account


Retirement Planning


genx Financial Planning


Millennials 401k planning

What is the solution?


401k solution
  • Free offering.

  • Predict how much money is required to meet future expenses during retirement with an ability to edit.

  • Recommends best performing funds from 401k, 403b, 457 and TSP plans aligned with user needs.

  • Reduces hidden fees.
  • Complete financial profile i.e. Assets, Liabilities, Net Worth with drill down capabilities.
  • No financial jargon, no spending countless hours on financial planning.

Client testimonials


Nice app, easy to use and very helpful for getting financial help and advice, and it suggests options for investment based upon risk. Very helpful app.
One of the best Apps available in the market for financial planning. The app shows your net assets and liabilities in an easy to understand interface. You can add your cards, accounts, and policies for accurate financial predictions related to your future expenses and retirement plans. If there is any loophole in your investment or retirement plan, the app notifies you about the possible outcomes and risk for free!
Definitely something we could all use but don't realize we need!
A very informative app. Easy to use. Has lots to offer. A must have tool for financial planning!
Really nice, for getting the financial advice and helps you to choose right funds.
A good way for previewing the funds and for investment.
Excellent application. Easy to use and very helpful in getting advise on financial matters.
The app is useful in calculating fund returns, allocation and overall financial inclusion.

At Plootus, Our Favorite Holding Period is FOREVER!




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By using this website/mobile application, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Plootus relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. Additionally, Plootus does not provide tax advice and investors are advised to consult with a tax professional. Plootus’s financial advisory and planning services, provided to investors who become clients pursuant to a written agreement, are designed to aid our clients in preparing for their retirement and other financial goals. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance.